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Rank #8 Mobile rewards

Crypto.com

Crypto.com fits everyday users who want a polished app, card-style rewards, and competitive spot fees, while active futures traders may need a more derivatives-focused venue.

7.8 ExchangeRank Score 4,200+ user reviews
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Spot Fee
0.07%
Futures Fee
0.01%
Coins
250+
App Rating
4.6

Key Features

  • Spot trading
  • Visa debit card
  • Staking
  • Earn
  • NFT marketplace
  • DeFi wallet

Rating Snapshot

Security 8.5/10
Fees 8.8/10
Ease of Use 7.0/10
Asset Variety 7.1/10
Futures 5.0/10
Support 6.2/10

Fee Breakdown

Fee Type Rate
Spot Trading (Maker) 0.07%
Spot Trading (Taker) 0.07%
Futures (Maker) 0.01%
Futures (Taker) 0.01%
Withdrawal Fee Varies by asset
Deposit Fee Free (crypto)

Pros & Cons

Pros

  • Polished mobile experience for everyday crypto use
  • Competitive spot fee reference around 0.07%
  • Card and rewards rails appeal to retail users
  • Security positioning stronger than many smaller exchanges
  • Useful all-in-one app for spending and basic trading

Cons

  • Not the top venue for professional futures depth
  • Rewards tiers and token utility can become complex
  • Coin selection is narrower than listing-heavy platforms
  • Ease scores can suffer when users dig into advanced products

User Reviews

P

Paula D.

App Store 2026-03-02

The app feels polished and the card rewards are the main reason I stay.

G

Greg N.

Google Play 2026-01-14

Good for daily use. I still move larger trades to deeper venues.

Y

Yuna K.

Trustpilot 2025-12-09

Security features are solid, rewards rules need careful reading.

F

Felix R.

Trustpilot 2025-10-26

Nice mobile UX, but not my first choice for serious futures.

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Full Review

Crypto.com has been operating since 2016 and currently ranks 8th on ExchangeRank. Known for its polished mobile experience and integrated Visa card rewards, the platform targets everyday crypto users who want more than just a trading venue. Below we break down fees, security, supported assets, and who this exchange suits best.

Fees and Trading Costs

Crypto.com scores an impressive 9.46 out of 10 for fees, making it one of the most cost-effective options available.

  • Spot trading fee: 0.07% for both makers and takers
  • Futures trading fee: 0.01%
  • Fee discounts are available for users who hold and stake CRO tokens
  • Credit and debit card purchases carry higher costs (around 2.99%), which is standard across the industry

The base spot rate of 0.07% is notably competitive. Futures fees are even lower at 0.01%, though the derivatives platform itself is limited in scope. Withdrawal fees vary by asset but are generally in line with market norms.

Security and Trust

Security is where Crypto.com earns its "Strong security" badge, with a score of 8.7 out of 10. The platform holds regulatory licenses in multiple jurisdictions, including a Virtual Asset Service Provider license in Ireland and a Money Service Business registration in the United States.

  • Biometric authentication and two-factor authentication on mobile
  • Regulatory compliance across more than 90 countries
  • High-profile institutional presence (e.g., naming rights to the former Staples Center in Los Angeles)

These credentials give users a reasonable level of confidence, though no exchange is entirely risk-free.

Supported Assets and Trading Products

Crypto.com supports over 250 cryptocurrencies, covering major assets like Bitcoin and Ethereum alongside a range of altcoins. The variety score sits at 6.48 out of 10, reflecting a smaller coin selection compared to some larger competitors.

Available products and features include:

  • Spot trading across 250+ assets
  • Visa debit card with tiered crypto rewards based on CRO staking
  • Staking for proof-of-stake cryptocurrencies
  • Crypto Earn for generating interest on holdings
  • NFT marketplace
  • DeFi wallet integration for interacting with decentralized protocols
  • Futures trading with up to 100x leverage on select pairs (scored 2 out of 10)

The mobile app carries a 4.6-star rating across app stores and provides full access to all platform features. Its interface is well-designed for beginers, with educational tooltips and clear navigation, while still offering advanced charting for experienced traders.

Who Should Use Crypto.com

Crypto.com is best suited for:

  • Everyday crypto users who want a single app for buying, spending, staking, and earning
  • Mobile-first traders who prioritize a clean, reliable app experience
  • Card reward seekers who want to spend crypto in daily life via the Visa debit card
  • Cost-conscious spot traders looking for low fees without complex fee tier structures

If your primary need is advanced derivatives trading or access to a very large catalog of obscure tokens, other platforms may serve you better.

Limitations and Risk

  • Limited futures trading: The score of 2 out of 10 reflects a narrow selection of contracts and fewer advanced features compared to dedicated derivatives exchanges.
  • Smaller coin selection: At 250+ coins, the platform trails competitors that list500 or more assets.
  • CRO token complexity: Unlocking the best card rewards and fee discounts requires staking CRO, which introduces additional token price risk and can confuse newer users.
  • Ease of use score: Despite the polished app, the overall ease score is3 out of 10, suggesting the breadth of features can overwhelm some users.
  • Customer support: Scored 4 out of 10, indicating room for improvement in response times or resolution quality.

As with any centralized exchange, users should practice proper security hygiene and avoid storing large amounts on-platform longer than necessary.

FAQ

What are Crypto.com's spot trading fees?

Crypto.com charges 0.07% for both maker and taker spot trades. Users can reduce this further by staking CRO tokens. Futures fees are even lower at 0.01%.

How many cryptocurrencies does Crypto.com support?

The platform lists over 250 cryptocurrencies for trading, including major assets and range of altcoins. This is moderate compared to some competitors but covers the most popular tokens.

Is Crypto.com safe to use?

Crypto.com holds a security score of 8.7 out of 10 and maintains regulatory licenses in multiple jurisdictions. The app supports biometric login and two-factor authentication. However, no exchange is completely immune to risk, and users should follow standard security practices.

Sources: ExchangeRank source data, official exchange website, app store and Trustpilot references when available.

Our Verdict

Use Crypto.com if mobile-first users, retail spenders, and intermediate holders who want an all-in-one app. Avoid it if pure futures specialists and early-token hunters. Confirm real-time trading fees and local access on the official website before depositing.

Official Website

Website URL crypto.com