Excellent choice for investors seeking a heavily regulated US exchange with top-tier security, though simple web orders carry higher convenience fees.
| Fee Type | Rate |
|---|---|
| Spot Trading (Maker) | 0.20% maker / 0.40% taker (ActiveTrader) |
| Spot Trading (Taker) | 0.20% maker / 0.40% taker (ActiveTrader) |
| Futures (Maker) | Varies by jurisdiction |
| Futures (Taker) | Varies by jurisdiction |
| Withdrawal Fee | Varies by asset |
| Deposit Fee | Free (crypto) |
App Store January 2026
Living in New York, options are limited. Gemini is easily the best regulated exchange here. ActiveTrader interface gives great fees.
App Store December 2025
Top-tier compliance and SOC certifications. I feel much safer keeping significant holdings on Gemini than on offshore platforms.
App Store October 2025
The mobile app is smooth and easy to use. Just make sure to use ActiveTrader on web if you want lower maker/taker fees.
App Store August 2025
ACH transfers are reliable and customer service resolved my verification query within a day. Solid platform overall.
App Store May 2025
Clean interface and good for buying core assets like BTC and ETH. Wish they added new altcoins a bit faster though.
Founded in 2014 by Cameron and Tyler Winklevoss, Gemini is a New York-based trust company and cryptocurrency exchange. Holding an overall ExchangeRank score of 8.1 out of 10 and ranked 9th in its category, Gemini stands out for its strong adherence to US regulatory compliance, robust security architecture, and SOC certifications.
Gemini features a dual-fee structure, earning a fee score of 7.0 out of 10. While standard web and mobile orders carry higher convenience fees and web spreads, traders utilizing the ActiveTrader interface pay competitive volume-based maker and taker fees starting at 0.20% maker and 0.40% taker for initial tiers. Fiat deposits via ACH or bank wires carry zero fees from the exchange side.
Gemini achieves a top security score of 9.6 out of 10. Operating under the oversight of the New York State Department of Financial Services (NYDFS), the platform maintains SOC 1 Type 2 and SOC 2 Type 2 compliance, utilizes multi-signature cold storage, offers FDIC coverage on USD cash balances, and maintains digital asset insurance against hot wallet breaches.
Gemini scores 7.2 out of 10 in asset variety, listing over 70 top cryptocurrencies across major spot trading pairs (USD, EUR, GBP, SGD). Its ecosystem includes spot trading, Gemini Staking, the Gemini Credit Card, Gemini Custody for institutions, and the ActiveTrader interface for high-performance order execution.
Gemini is ideal for US-based traders, institutions, and security-conscious retail investors who value legal compliance, cold storage security, and reliable fiat connectivity. With an ease-of-use rating of 8.6 out of 10 and mobile app ratings averaging 4.5 out of 5 stars, it offers a seamless onboarding experience for crypto investors.
The primary limitations of Gemini involve higher transaction fees when using the default mobile app or web interface instead of the ActiveTrader view. Furthermore, its asset selection is more curated and smaller than offshore altcoin exchanges, and derivatives products are restricted depending on user jurisdiction.
Yes, Gemini is a fully regulated US cryptocurrency exchange and requires all users to complete identity verification (KYC) before depositing fiat or executing trades.
Gemini ActiveTrader fees start at 0.20% maker and 0.40% taker for monthly volumes under $10,000, with substantial fee discounts as trading volume scales up.
Yes, USD cash balances deposited on Gemini are eligible for FDIC insurance up to $250,000 per user through partner banking institutions.
Sources: ExchangeRank source data, official exchange website, app store and Trustpilot references when available.
Excellent choice for investors seeking a heavily regulated US exchange with top-tier security, though simple web orders carry higher convenience fees.